A. Neither conservation easements nor banking through a life insurance contract are new. Both have been around since the 80’s (or earlier) but the answer rests in the uniqueness of the combination of these concepts.
The underlying contract of a dividend paying whole life insurance policy has not fundamentally changed in over 100 years. This contract is central to the entire system. The concept of how to convert that contract into a tax-advantaged vehicle with similar transactional mechanics of the banking process is what has been developed but is just not taught through traditional channels such as typical insurance agents or financial planners. The concept has been created around two supporting platforms that set this process apart from anything else in the marketplace. One is that this is completely an educational process, and two: this concept is based on fundamental economic theory. Most agents and financial representatives do not understand it themselves or are not personally motivated enough to learn because the compensation to them is not equivalent.
