A. Candidly, you are the biggest risk when it comes to captive banking. You must be able to overcome ingrained human nature tendencies and previously taught brainwashing. . . be committed to applying long term discipline… have the working knowledge of how to apply this system to your greatest advantage by following the designated guidelines…work with someone who can apply the correct insurance contract along with the prescribed options, riders and ratios…and have the belief and understanding that this program works because of fundamental economic principles, U.S. tax laws and insurance contractual guarantees.
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